Which US states have the highest average HOA fees?

Hawaii ($800–$1,500/mo), New York ($600–$1,400/mo), California ($350–$900/mo), Florida ($400–$950/mo), and New Jersey have the highest average HOA fees in the United States, driven by master hazard insurance premiums, full-service building staff, and statutory structural reserve requirements.

Which US states have the lowest average HOA fees?

Inland and southern states including Arkansas, Indiana, Mississippi, West Virginia, and Iowa have the lowest average monthly HOA dues, typically ranging from $50 to $180 per month for standard single-family subdivisions.

Do all 50 states regulate HOA fee increases?

No. Only a handful of states (such as California with a 20% annual regular fee cap and Arizona with a 20% cap) enforce statutory limits on annual fee increases. Most states allow HOA boards to set dues according to annual budget needs specified in their recorded CC&Rs.

HOA Fees by State — All 50 US States

Browse average monthly fees, legal guidelines, and community regulations for all 50 US states updated for 2026.

Quick Answer: HOA Fees by State Directory

Average HOA fees across the United States typically range from $100 to $400+ per month for single-family homes and $300 to $1,000+ per month for condominiums, depending on geography and structural age. Hawaii ($800–$1,500/mo), New York ($600–$1,400/mo), California ($350–$900/mo), and Florida ($400–$950/mo) report the highest monthly HOA averages, driven by master building insurance, structural reserves, and staffing. Inland states like Arkansas, Indiana, and Iowa report the lowest average dues ($50–$180/mo). Use this 50-state directory to compare statutory laws, fee caps, and municipal benchmarks.

US Median$300 - $400 / mo

Highest StatesHI, NY, CA, FL

Lowest StatesAR, IN, MS, WV, IA

CoverageAll 50 US States

Looking for city-level data?View localized HOA fee averages, neighborhood breakdowns, and guides for major US cities.

View Fees by City →

Showing 50 statesAll 50 States Available

HOA Fees by State — All 50 US States

Why State HOA Data Matters