Privacy Policy

HOAFeeCalculator.com values consumer privacy. This Privacy Policy details how the site collects, uses, maintains, and discloses information collected from visitors of HOAFeeCalculator.com.

1. Information Collection & Usage

HOAFeeCalculator.com does not sell, rent, or trade personal data to third parties. The site collects minimal information necessary to deliver and improve informational tools, including:

• Interactive Calculator Data: Financial figures, property values, and fee estimates entered into on-page calculators are processed entirely on the client side in the user's browser session. They are not stored on any remote database or server.
• Voluntary Correspondence: Information provided directly when contacting the site via email is used exclusively to respond to inquiries and feedback.
• Automated Usage Data: Standard server logs and analytics tools collect aggregated, non-personally identifiable technical information (such as browser type, operating system, referring URL, and pages visited) to optimize site performance and content structure.

2. Cookies, Advertising & Google AdSense Disclosure

HOAFeeCalculator.com may display advertisements served by third-party advertising networks, including Google AdSense. In compliance with Google's publisher policies, visitors are notified of the following:

• Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites across the Internet.
• Google's use of advertising cookies enables it and its partners to serve targeted ads to users based on their visits to HOAFeeCalculator.com and other destinations on the web.
• Users may opt out of personalized advertising by visiting Google Ads Settings.
• Alternatively, users can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.
• For further details on how Google manages and protects data in its advertising products, please consult How Google uses information from sites or apps that use our services.

3. Web Analytics & Cookie Management

Cookies are small files stored on a user's device to enhance navigation, analyze aggregate traffic trends, and administer the website. Users can configure their web browser settings to refuse cookies or to alert when cookies are being sent. Disabling cookies will not hinder access to the calculator or informational guides on HOAFeeCalculator.com.

4. California Consumer Privacy Rights (CCPA / CPRA)

For California residents, HOAFeeCalculator.com adheres to the standards of the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). Under California law, residents have specific rights regarding their personal information:

• Right to Know: The right to request disclosure of the categories and specific pieces of personal information collected.
• Right to Deletion: The right to request the deletion of personal information held by the site, subject to statutory exceptions.
• Right to Opt-Out: HOAFeeCalculator.com does not sell or share personal information with third parties for monetary or commercial consideration.
• Right to Non-Discrimination: The site will not discriminate against any user for exercising their privacy rights under California law.

California residents wishing to submit a verified consumer request may contact the site using the email address provided below.

5. Third-Party Links & External Resources

HOAFeeCalculator.com contains hyperlinks to third-party websites, including statutory databases, public records, and housing resources. HOAFeeCalculator.com is not responsible for the privacy practices, policies, or content of third-party platforms. Visitors are encouraged to review the respective privacy statements of any external site they visit.

6. Contact Information

For privacy-related inquiries, data requests, or questions regarding this policy, contact HOAFeeCalculator.com directly by email at sarahmitchelltx18@gmail.com.